Payments

Payment Methods

VINR supports a comprehensive range of payment methods across European markets:

Cards

• Visa, Mastercard, Amex
• 3D Secure 2.0 authentication
• Tokenization for recurring payments

Bank Transfers

• SEPA Direct Debit
• SEPA Credit Transfer
• Instant SEPA (SCT Inst)

Local Methods

• iDEAL (Netherlands)
• Bancontact (Belgium)
• Giropay (Germany)
• Przelewy24 (Poland)

Alternative

• Stablecoin payments (USDC, USDT)
• Open Banking (PSD2)

Payment Lifecycle

Created → Processing → Completed
                    ↘ Failed
                    ↘ Expired

Every payment moves through a defined state machine. Subscribe to webhooks to track state changes in real-time.

Guides

• Payment Methods — Detailed method-specific guides
• Refunds — Processing refunds
• Recurring Payments — Subscriptions and tokenization