Operations
Settlement, reconciliation, monitoring, and daily operational processes.
Settlement
VINR settles funds to your bank account on a regular schedule:
| Plan | Settlement Frequency | Delay |
|---|---|---|
| Standard | Daily | T+2 business days |
| Fast | Daily | T+1 business days |
| Instant | On-demand | Same day (fee applies) |
Settlement reports are available in the dashboard and via API.
Reconciliation
Match VINR transactions with your internal records:
- Download settlement report (CSV/JSON via dashboard or API)
- Match by reference — Use
metadata.orderIdor payment ID - Verify amounts — Account for fees and currency conversion
- Flag discrepancies — Report within 30 days
Monitoring & Alerts
Configure alerts in Dashboard → Settings → Notifications:
- Payment failure rate exceeds threshold
- Settlement delay detected
- Webhook delivery failures
- Dispute opened
- Account balance below threshold
Dashboard
The VINR Merchant Dashboard provides:
- Real-time transaction feed — Live payment status
- Analytics — Conversion rates, payment method breakdown, geographic distribution
- Financial reports — Settlement summaries, fee breakdowns, tax reports
- Team management — Role-based access for your team